Personal Checking

 

 Connection BankingTransition BankingDestination CheckingPrime Time Checking
Checking Savings Checking Savings Cash Card    
Minimum to Open $25 $0 $25 $0 $50 $25 $50
Monthly Fee None None None None $2.50/ month4 $6.95/month with rebate opportunities  $5.00/month if balance is below $1,000
Earn Interest   Yes   Yes  

Competitive interest based on balance. Balance Tiers:
$0.01-$25,000
$25,001 and up

Yes
Free ATM Transactions Unlimited MoneyPass® ATM Network Unlimited MoneyPass® ATM Network Unlimited MoneyPass® ATM Network Unlimited MoneyPass® ATM Network
Free Online Banking, Mobile Banking1, Text Alerts, and eStatements Yes Yes Yes Yes Yes Yes Yes
Free Web Pay, Pay People, and Overnight Check Payments2 Yes   Yes     Yes Yes
VISA® Debit Card with UChoose Reward Points Earn 1 point for every $2 spent3   Earn 1 point for every $2 spent3     Earn Double Points3 Earn 1 point for every $2 spent3
Free Safety Checks             With $5000 in combined deposits and Prime Time Club membership
Overdraft Privilege or Apply for Lifestyle Ready Reserve Line of Credit Yes         Yes Yes
Special Features Receive a VISA gift card and annual overdraft rebate card Get a fresh start and up to $100 savings match by linking checking to savings Earn double UChoose Rewards points and higher interest Interest checking for those 50 years and older

1Mobile Banking coming 2012. 2Certain transactions may incur a fee. 3On signature-based transactions. 4One-time set up fee of $10.