What is Identity Theft?
Identity theft is when fraud is attempted or committed using identifying information of another person without their authority such as name, date of birth, social security number, or mother's maiden name. Fraud is committed when criminals:
- Conduct unauthorized transactions on existing accounts.
- Take over an existing account through prolonged use or by emptying an account.
- Establish or attempt to establish new accounts (credit cards, loans, etc.) using acquired information.